0% APR Interest Free Finance

spread the cost of your S.W. james
over 12 months with 0% APR interest free finance

We have teamed up with Buyline to offer you a great finance payment option that lets you take home a new S.W. James and spread the cost out over time.

0% APR Interest Free Finance

what we offer

12 months interest-free credit when you spend over £1,000 (10% deposit).

• £1000 minimum order.
• Get a quick decision and have your order shipped directly to your home.
• 0% APR
• First regular repayment commences 1 month after delivery

Representative Example 1 –
£1,200 with 10% deposit

• £1,200 Purchase Amount
• Duration of Agreement 12 months
• 10% Deposit paid at purchase of £120.00
• Amount of Credit £1,080.00
• 12 Monthly payments of £90.00
• Total Amount Payable £1,200.00

Representative Example 2 –
£2,000 with 50% deposit

• £2,000 Purchase Amount
• Duration of Agreement 12 months
• 50% Deposit paid at purchase of £1,000
• Amount of Credit £1,000
• 12 Monthly payments of £83.33
• Total Amount Payable £2,000

0% Finance - FAQ's

We get a range of questions about our finance - please take a look at our FAQ section to see some of the more common queries.

View our FAQ

The S.W. James Team

We're here to help

We know ordering your own handmade Chesterfield or vintage sofa is a very personal decision and we know you will have questions before you decide to choose an S.W. James of your own. We are here to help, and we work closely with you throughout every step of the production process to ensure you are 100% happy with your new S.W. James when it arrives in your home.

We’re a passionate team and we love to talk about our Chesterfields and vintage sofas. As a result, if you have questions before you order, or at any point during production, just ask. You will always talk directly with Warren and the other business founders.

Call the team today for a friendly chat on

+44 (0)161 359 5462

Or email Warren and the team by clicking here

Our office hours are Mon- Fri 9am to 6pm, Saturdays 10am to 6pm, Sundays 10am to 4pm. Feel free to call any time. If the office is closed just leave a short message and we will call you back as soon as possible. Alternatively email us any time you like.