0% APR Interest Free Finance

spread the cost of your S.W. james
over 12 months with 0% APR interest free finance

We have teamed up with Buyline to offer you a great finance payment option that lets you take home a new S.W. James and spread the cost out over time.

0% APR Interest Free Finance

what we offer

12 months interest-free credit when you spend over £1,000 (10% deposit).

• £1000 minimum order.
• Get a quick decision and have your order shipped directly to your home.
• 0% APR
• First regular repayment commences 1 month after delivery

Representative Example 1 –
£1,200 with 10% deposit

• £1,200 Purchase Amount
• Duration of Agreement 12 months
• 10% Deposit paid at purchase of £120.00
• Amount of Credit £1,080.00
• 12 Monthly payments of £90.00
• Total Amount Payable £1,200.00

Representative Example 2 –
£2,000 with 50% deposit

• £2,000 Purchase Amount
• Duration of Agreement 12 months
• 50% Deposit paid at purchase of £1,000
• Amount of Credit £1,000
• 12 Monthly payments of £83.33
• Total Amount Payable £2,000

0% Finance - FAQ's

We get a range of questions about our finance - please take a look at our FAQ section to see some of the more common queries.

View our FAQ

The S.W. James Team

We're here to help

We appreciate ordering your handmade Chesterfield or vintage sofa is a very personal decision, and we know you’ll have questions before you decide on an S.W. James of your very own. We’re here to help at every step – working closely with you throughout each part of the production process to ensure you’re 100% happy with your new S.W. James when it arrives in your home.

We’re a passionate team, and we love to talk about our Chesterfields and vintage sofas; so, if you have questions prior to placing your order, or at any point during production, just ask. You’ll always talk directly with Warren or the other business founders.

Call Warren and the team today for a friendly chat.
(If the office is closed, please leave a short message – including your name and contact details – and we’ll return your call as soon as possible)

0161 359 5462

Or email Warren and the team by clicking here

Visit our new shop -

Come and experience how comfortable our Chesterfields really are! If you would like to visit our new shop, please contact Warren to book an appointment.